Is there really such a thing as Security System Insurance Discounts in the Atlanta area?
Educating people on how to get Atlanta Security System discounts Atlanta GA.
Well is it true, or are Atlanta security system discounts just another hopeful wish?
If you are sitting on the fence and are not really sure if it is worth it to get a security system…the answer to this question may sway you to see that it not only makes financial sense…
But An Insurance Discount May Pay For All Of Your Monitoring Fees For As Long As You Own The Security System!
Think about it.
Insurance companies are in the business to make money. (And you thought they were in the business to protect you!)
Reducing risk leads to a reduction in payment of claims
Therefore, It only makes sense that an insurance company would not only recommend, but reward you for getting a security alarm for your home with a Atlanta security alarm insurance discount.
It has been statistically proven over and over again that homes with a burglar alarm are less likely to be broken into. So that’s why they often provide a homeowner’s policy premium discount if you install a home security alarm system.
How Much Of A Atlanta Burglar Alarm Insurance Discount Are We Talking About Here?
I wish I could give you a blanket answer for all insurance companies.
But I can tell you this, while discounts vary, annual savings of 10% are common, and depending on the type of monitoring service provided, annual savings can rise up to 20%.
Thats right up to 20% of Your Annual Insurance Premium
So here are a few suggestions-
1-Does your homeowners insurance carrier offer discounts for home security systems?
2-Check with your insurance agent today to find out about the specific discounts offered.
3- Ask if they offer any other discounts while you are at it. Ask specifically what other security equipment would contribute to an even bigger discount. (Believe it or not, you may pick up a few more points just for having a fire extinguisher or deadlocks on your front door.)
4- Monitored security systems bring a higher insurance discount.
5-If you are just shopping for home insurance now…be sure to ask these questions so you can see the real price after all discounts are applied.
6- As your security system company we will provide you with information regarding your security system and our UL-listed 24-hour Central Monitoring Station.
Does It Really Make Financial Sense To Get A Monitored Security System?
As we have discussed already home equipped with a monitored alarm system could mean lower homeowners insurance payments for you.
Lets Do The Math
Lets assume your for example:
Annual Insurance Premium: $1,200.00
Possible 20% Discount*: $240.00 per year or $20.00 per month
Average Monthly Monitoring Rate:
$15.38 to $19.95 a month depending on how you decide to invest in a system
Net Monthly Investment:
With monitoring under $20 bucks a month…your alarm monitoring is essentially free.
In fact, @ $15.38 a month for monitoring (By the way, be sure to ask me how to do this) you are $4.62 cents a month ahead of the game.
Thats $ 55.44 a year in your pocket after your monthly monitoring fees are paid.
Stop and think about that for a moment.
Your security system not only pays for itself each and every year, but it will give you $55 a year on top of that to spend as you wish.
Question:
Of all the appliances you have in your home…how many pay for themselves PLUS give you cash?
Don’t Forget This One Thing That Could Deny You Your Home Owner Insurance Premium Discount
So you have your new alarm system.
Its installed & fully unctional.
You have been trained on its use, and all of your questions have been answered.
Now be sure to get a certificate of alarm system completion.
This simple one page document will list the certified company that installed your alarm system. It will also have your name & address on it. Be sure to keep a copy for your records before mailing it off to your insurance company.
Another type of insurance program that can help you is a good security alarm warrantee program. Read on to find out how a Life time Service Plan can benefit you…
If you would like a free quote on a security system in Atlanta area then contact us now. Then you will be on your way to getting your Security system insurance discounts!